SBA COVID-19 Economic Disaster Loans & Programs

Notice: The Small Business Administration (SBA) continues to refine their online resources for Coronavirus Relief Options. This page has been updated as of Tuesday, February 23rd, 2021, to bring you the most current and accurate information about these federal economic disaster assistance programs and their requirements. It is provided to our community as a local resource of consolidated information available elsewhere on federal government websites and we will strive to keep it as up-to-date as possible pending any additional changes by the federal government.

On this page:
Paycheck Protection Program

List of Cuero-Area Lenders
Economic Injury Disaster Loans
Shuttered Venue Operators Grant
SBA Express Bridge Loans
Area SBA District Offices
SBA Debt Relief

Paycheck Protection Program

Notice: In order to reach the smallest businesses, SBA will offer PPP loans to businesses with 20 or less employees and sole proprietors only from Wednesday, February 24th through Wednesday, March 10th, 2021. President Biden has also announced additional program changes to make access to PPP loans more equitable.

The Paycheck Protection Program (PPP) provides loans to help businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. Borrowers may be eligible for PPP loan forgiveness.

SBA, in consultation with the U.S. Treasury Department, reopened the Paycheck Protection Program (PPP) on January 11, 2021 at 9:00 AM ET.

SBA reopened PPP for First Draw PPP Loans for first time program participants the week of January 11, 2021.

SBA began accepting applications for Second Draw PPP Loans for certain businesses who have previously received a PPP loan on January 13, 2021.

SBA is currently accepting Paycheck Protection Program PPP loan applications from participating community financial institutions (CFIs) and lenders with under $1 billion in assets, which includes approximately 5,000 institutions, including community banks, credit unions, and farm credit institutions. Lender Match can help you find a participating lender. The program will open to all lenders on January 19, 2021.

Paycheck Protection Program Loan Information

• First Draw PPP Loans

SBA is currently accepting First Draw PPP loan applications from participating community financial institutions (CFIs) and lenders with under $1 billion in assets, which includes approximately 5,000 institutions, including community banks, credit unions, and farm credit institutions. Lender Match can help you find a participating lender. The program will open to all lenders on January 19, 2021.

Loan Details

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on payroll. First Draw PPP Loans can be used to help fund payroll costs, including benefits, and may also be used to pay for mortgage interest, rent, utilities, worker protection costs related to COVID-19, uninsured property damage costs caused by looting or vandalism during 2020, and certain supplier costs and expenses for operations.

SBA will forgive loans if all employee retention criteria are met, and the funds are used for eligible expenses.

  • PPP loans have an interest rate of 1%.
  • Loans issued prior to June 5, 2020 have a maturity of two years. Loans issued after June 5, 2020 have a maturity of five years.
  • Loan payments will be deferred for borrowers who apply for loan forgiveness until SBA remits the borrower’s loan forgiveness amount to the lender. If a borrower does not apply for loan forgiveness, payments are deferred 10 months after the end of the covered period for the borrower’s loan forgiveness (either 8 weeks or 24 weeks).
  • No collateral or personal guarantees are required.
  • Neither the government nor lenders will charge small businesses any fees.

Who May Qualify

The following entities affected by Coronavirus (COVID-19) may be eligible:

  • Sole proprietors, independent contractors, and self-employed persons
  • Any small business concern that meets SBA’s size standards (either the industry size standard or the alternative size standard)
  • Any business, 501(c)(3) non-profit organization, 501(c)(19) veterans organization, or tribal business concern (sec. 31(b)(2)(C) of the Small Business Act) with the greater of:
    • 500 employees, or
    • That meets the SBA industry size standard if more than 500
  • Any business with a NAICS code that begins with 72 (Accommodations and Food Services) that has more than one physical location and employs less than 500 per location

How and When to Apply

You can apply for a First Draw PPP Loan until March 31, 2021. To promote access for smaller lenders and their customers, SBA will initially only accept Second Draw PPP Loan applications from participating community financial institutions (CFIs). All new First Draw PPP Loans will have the same terms regardless of lender or borrower.

To be matched with a participating PPP lender, visit SBA Lender Match.

If you wish to begin preparing your application, you can download the following PPP borrower application form to see the information that will be requested from you when you apply with a lender:

Supplemental Materials

Affiliation Rules

Reapplying and Loan Increases

Existing PPP borrowers that did not receive loan forgiveness by December 27, 2020 may:

  • Reapply for a First Draw PPP Loan if they previously returned some or all of their First Draw PPP Loan funds, or
  • Under certain circumstances, request to modify their First Draw PPP Loan amount if they previously did not accept the full amount for which they are eligible

• Second Draw PPP Loans

SBA is currently accepting Second Draw PPP loan applications from participating community financial institutions (CFIs) and lenders with under $1 billion in assets, which includes approximately 5,000 institutions, including community banks, credit unions, and farm credit institutions. Lender Match can help you find a participating lender. The program will open to all lenders on January 19, 2021.

At least $25 billion is being set aside for Second Draw PPP Loans to eligible borrowers with a maximum of 10 employees or for loans of $250,000 or less to eligible borrowers in low or moderate income neighborhoods.

Loan Details

The Paycheck Protection Program (PPP) now allows certain eligible borrowers that previously received a PPP loan to apply for a Second Draw PPP Loan with the same general loan terms as their First Draw PPP Loan.

Second Draw PPP Loans can be used to help fund payroll costs, including benefits. Funds can also be used to pay for mortgage interest, rent, utilities, worker protection costs related to COVID-19, uninsured property damage costs caused by looting or vandalism during 2020, and certain supplier costs and expenses for operations.

Maximum Loan Amount and Increased assistance for Accommodation and Food Services Businesses

For most borrowers, the maximum loan amount of a Second Draw PPP Loan is 2.5x average monthly 2019 or 2020 payroll costs up to $2 million. For borrowers in the Accommodation and Food Services sector (use NAICS 72 to confirm), the maximum loan amount for a Second Draw PPP Loan is 3.5x average monthly 2019 or 2020 payroll costs up to $2 million.

Who May Qualify

A borrower is generally eligible for a Second Draw PPP Loan if the borrower:

  • Previously received a First Draw PPP Loan and will or has used the full amount only for authorized uses
  • Has no more than 300 employees; and
  • Can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020

How and When to Apply

You can apply for a Second Draw PPP Loan from January 13, 2021, until March 31, 2021. To promote access for smaller lenders and their customers, SBA will initially only accept Second Draw PPP Loan applications from participating community financial institutions (CFIs). All Second Draw PPP Loans will have the same terms regardless of lender or borrower.

To be matched with a participating lender, visit SBA Lender Match.

If you wish to begin preparing your application, you can download the following PPP borrower application form to see the information that will be requested from you when you apply with a lender:

Supplemental Materials

Affiliation Rules

• Loan Forgiveness

Borrowers may be eligible for loan forgiveness.

First Draw PPP Loan Forgiveness Terms

First Draw PPP Loans made to eligible borrowers qualify for full loan forgiveness if during the 8- to 24-week covered period following loan disbursement:

  • Employee and compensation levels are maintained
  • The loan proceeds are spent on payroll costs and other eligible expenses; and
  • At least 60 percent of the proceeds are spent on payroll costs

Second Draw PPP Loan Forgiveness Terms

Second Draw PPP Loans made to eligible borrowers qualify for full loan forgiveness if during the 8- to 24-week covered period following loan disbursement:

  • Employee and compensation levels are maintained in the same manner as required for the First Draw PPP loan
  • The loan proceeds are spent on payroll costs and other eligible expenses; and
  • At least 60 percent of the proceeds are spent on payroll costs

How and When to Apply for Loan Forgiveness

A borrower can apply for forgiveness once all loan proceeds for which the borrower is requesting forgiveness have been used. Borrowers can apply for forgiveness any time up to the maturity date of the loan. If borrowers do not apply for forgiveness within 10 months after the last day of the covered period, then PPP loan payments are no longer deferred, and borrowers will begin making loan payments to their PPP lender.

To apply for loan forgiveness:

  1. Contact your PPP Lender and complete the correct form:

    Your Lender can provide you with either the SBA Form 3508, SBA Form 3508EZ, SBA Form 3508S, or a Lender equivalent.

    The 3508EZ and the 3508S are shortened versions of the application for borrowers who meet specific requirements. Your Lender can provide further guidance on how to submit the application.

  2. Compile your documentation:

    Payroll (provide documentation for all payroll periods that overlapped with the Covered Period or the Alternative Payroll Covered Period):

    • Bank account statements or third-party payroll service provider reports documenting the amount of cash compensation paid to employees
    • Tax forms (or equivalent third-party payroll service provider reports) for the periods that overlap with the Covered Period or the Alternative Payroll Covered Period:
      • Payroll tax filings reported, or that will be reported, to the IRS (typically, Form 941); and
      • State quarterly business and individual employee wage reporting and unemployment insurance tax filings reported, or that will be reported, to the relevant state
    • Payment receipts, cancelled checks, or account statements documenting the amount of any employer contributions to employee health insurance and retirement plans that the borrower included in the forgiveness amount

    Non-payroll (for expenses that were incurred or paid during the covered period and showing that obligations or services existed prior to February 15, 2020):

    • Business mortgage interest payments: Copy of lender amortization schedule and receipts verifying payments, or lender account statements
    • Business rent or lease payments: Copy of current lease agreement and receipts or cancelled checks verifying eligible payments
    • Business utility payments: Copies of invoices and receipts, cancelled checks or account statements

    This list of documents required to be submitted to the Lender is not all-inclusive.

  3. Submit the forgiveness form and documentation to your PPP Lender:

    Complete your loan forgiveness application and submit it to your Lender with the re­quired supporting documents and follow up with your Lender to submit additional documentation as requested. Consult your Lender for additional guidance and provide requested documentation in a timely manner.

  4. Continue to communicate with your Lender throughout the process:

    If SBA undertakes a loan review of your loan, your Lender will notify you of the review and the SBA loan review decision. You have the right to appeal certain SBA loan review decisions. Your Lender is responsible for notifying you of the forgiveness amount paid by SBA and the date on which your first payment will be due, if applicable.

    Please Note:

    Recent legislation has eliminated the original requirement to deduct the amount of EIDL Advance you may have received from your PPP loan forgiveness. Additional guidance and updated forms are forthcoming.

    Frequently Asked Questions about PPP Loan Forgiveness (10-13-2020)

Forgiveness Forms and Instructions

See also: Learn more about the PPP on the SBA website, here…

List of Cuero-Area Lenders

Note: This information is provided for convenience only and may be amended at any time. Please contact the individual lender for full details about PPP lending availability and terms.

  • Cuero National Bank
    361-277-3100
    Call for more information.
  • Prosperity Bank
    361-564-2291
    PPP offered to current members. Call for more information and to request an email packet.
  • TDECU
    Erika Plummer, Member Center Manager
    D: 361-580-9748, T: 800-839-1154 ext 9748
    eplummer@tdecu.org
    PPP offered to current members and non-members. Also offering two months of loan extensions to anyone that has a current loan with them, low interest rates, and assistance loans up to $4,000. Call for more information.
  • TrustTexas Bank
    361-275-2345
    PPP offered to current members. Call for more information.
  • Wells Fargo Bank
    PPP offered to current members only with well-established business account in place before February 1, 2020. Visit their PPP info page.

See also:
Find Eligible PPP Lenders with SBA Lender Match

Economic Injury Disaster Loan

This loan provides economic relief to small businesses and nonprofit organizations that are currently experiencing a temporary loss of revenue.

Notice: Now Accepting New Applications for Economic Injury Disaster Loans (EIDL) – EIDL Advance no longer available (see more below)

Apply Here…

Overview

In response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).

Frequently Asked Questions about COVID-19 EIDL Loans

Purpose
To meet financial obligations and operating expenses that could have been met had the disaster not occurred

Terms

  • 3.75% for businesses (fixed)
  • 2.75% for nonprofits (fixed)
  • 30 years
  • No pre-payment penalty or fees

Use of Proceeds
Working capital & normal operating expenses
Example: continuation of health care benefits, rent, utilities, fixed debt payments.

Collateral Requirements:

  • Required for loans over $25,000
  • SBA uses a general security agreement (UCC) designating business assets as collateral, e.g. machinery and equipment, furniture and fixtures, etc.

Forgivable

  • No – EIDL Loan
  • Yes – EIDL Advance*

*Advance funds have been fully allocated and are not currently available

Maturity
30 years

Payments
Deferred 1 year; interest still accrues
Borrower may make payments if they choose to do so.

Set up online payments through Pay.gov or mail payments to:
U.S. Small Business Administration
721 19th Street
Denver, CO 80202

Be sure to include EIDL loan number on mailed-in checks

SBA is currently accepting new Economic Injury Disaster Loan (EIDL) applications from all qualified small businesses, including agricultural businesses, and private non-profit organizations.

If you have already applied via the streamlined application portal, please do not resubmit your application.

Apply Here…

Note: If you would like to check the status of your EIDL application, contact the SBA Customer Service Center at 1-800-659-2955 (TTY: 1-800-877-8339 or by e-mail at disastercustomerservice@sba.gov. You may also contact the SBA San Antonio District Office for assistance. EIDL Advances will be direct-deposited upon approval without prior notification.

EIDL Advance: No Longer Available

EIDL Advance was a grant program offered together with the economic injury loan program. The amount of the grant was determined by the number of employees indicated on the EIDL application: $1,000/employee, up to a maximum of $10,000.

Information on how the EIDL Advance worked

  • The EIDL Advance does not have to be repaid.
  • Recipients did not have to be approved for an EIDL loan in order to receive the EIDL Advance
  • The amount of the loan advance was deducted from total loan eligibility.
  • Businesses who received an EIDL Advance in addition to the Paycheck Protection Program (PPP) loan will have the amount of the EIDL Advance subtracted from the forgiveness amount of their PPP loan.

Note: All available funds for the EIDL Advance program have been allocated. By law, SBA is not able to issue EIDL Advances once program funding has been obligated and is no longer available. EIDL loan applications will still be processed even though the Advance is no longer available.

Eligibility

Small business owners and qualified agricultural businesses in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19).

Agricultural businesses with 500 or fewer employees are now eligible as a result of new authority granted by Congress in response to the COVID-19 pandemic.

Agricultural businesses include those businesses engaged in the production of food and fiber, ranching, and raising of livestock, aquaculture, and all other farming and agricultural related industries (as defined by section 18(b) of the Small Business Act (15 U.S.C. 647(b)).

Frequently Asked Questions for Faith-Based Organizations Participating in the Paycheck Protection Program and the Economic Injury Disaster Loan Program

Frequently Asked Questions Regarding Agricultural and Farm Loan Collateral Security and the SBA Economic Injury Disaster Loan Program (EIDL)

Additional Program Information

SBA Information Notice on Guidance Regarding Identification and Reporting of Suspicious Activity in the COVID-19 EIDL Loan Program: The purpose of this Notice is to provide a brief overview of COVID-19 assistance available under SBA’s Economic Injury Disaster Loan (EIDL) Program, including both advances (grants) and direct loans, and to alert depository financial institutions to the potential for suspicious activity related to COVID-19 EIDL funds deposited into business or personal accounts.

Economic Injury Disaster Loan (EIDL) data

Economic Injury Disaster Loan (EIDL) Advance data

(Previous reports available here…)

Shuttered Venue Operators Grant

Emergency assistance for eligible venues affected by the COVID pandemic.

Program Details

The Shuttered Venue Operators (SVO) Grant program was established by The Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act, signed into law on December 27, 2020. The program includes $15 billion in grants to shuttered venues, to be administered by the Small Business Administration’s Office of Disaster Assistance.

Eligible applicants may qualify for SVO Grants equal to 45% of their gross earned revenue, with the maximum amount available for a single grant award of $10 million. $2 billion is reserved for eligible applications with up to 50 full-time employees.

Who Can Apply

Eligible entities include:

  • Live venue operators or promoters
  • Theatrical producers
  • Live performing arts organization operators
  • Relevant museum operators, zoos and aquariums who meet specific criteria
  • Motion picture theater operators
  • Talent representatives, and
  • Each business entity owned by an eligible entity that also meets the eligibility requirements

Other requirements of note:

  • Must have been in operation as of Feb. 29, 2020
  • Venue or promoter must not have received a PPP loan on or after Dec. 27, 2020

Detailed information on eligibility requirements coming soon.

Amount of SVO Grant

Awards will be either for:

  • An eligible entity that was in operation on Jan. 1, 2019, the lesser of an amount equal to 45% of their 2019 gross earned revenue OR $10 Million.
  • An eligible entity that began operation after Jan. 1, 2019, the lesser of the average monthly gross revenue for each full month you were in operation during 2019 multiplied by 6 OR $10 Million.

How To Apply

The SBA is in the process of setting up the grant program and is not yet accepting applications. Small businesses who have suffered the greatest economic loss will be the first applications processed under the following schedule:

Open only to small entities with up to 50 employees:

First Priority | 1st 14 days of grant awards: Entities that suffered a 90% or greater revenue loss between April 2020 through December 2020 due to the COVID-19 pandemic.

Second Priority | Next 14 days of grant awards: Entities that suffered a 70% or greater revenue loss between April 2020 through December 2020 due to the COVID-19 pandemic.

Third Priority | Beginning 28 days after First & Second Priority Awards are made: Entities that suffered a 25% or greater revenue loss between April 2020 through December 2020 due to the COVID-19 pandemic.

Supplemental Funding | Available after First & Second Priority: Recipients of First and Second Priority round who suffered a 70% or greater revenue loss for the most recent calendar quarter (as of 04-01-21 or later)

Unrestricted; open to entities of any size:

Unrestricted, non-priority round | Begins 61 days after initial grant awards: Eligible entities of any size that suffered a 25% or greater revenue loss

Allowable Use of Funds

Funds may be used for specific expenses, which include:

  • Payroll costs
  • Rent payments
  • Utility payments
  • Scheduled mortgage payments (not including prepayment of principal)
  • Scheduled debt payments (not including prepayment of principal) on any indebtedness incurred in the ordinary course of business prior to 02-15-20)
  • Worker protection expenditures
  • Payments to independent contractors (not to exceed $100K in annual compensation per contractor)
  • Other ordinary and necessary business expenses, including maintenance costs
  • Administrative costs (incl. fees and licensing)
  • State and local taxes and fees
  • Operating leases in effect as of 02-15-20
  • Insurance payments
  • Advertising, production transportation, and capital expenditures related to producing a theatrical or live performing arts production. (May not be primary use of funds.)

Grantees may not use award funds to:

  • Buy real estate
  • Make payments on loans originated after 02-15-20
  • Make investments or loans
  • Make contributions or other payments to, or on behalf of, political parties, political committees, or candidates for election
  • Any other use prohibited by the Administrator

Grantee Recordkeeping

Grantees will be required to maintain documentation demonstrating their compliance with the eligibility and other requirements of the SVO Grant program. They must retain employment records for four years following their receipt of a grant and retain all other records for three years.

Application and additional guidelines will be posted when available.

For More Information

For additional information, email SVOGrant@sba.gov. All emails regarding SVO Grants will be sent using an official government email address ending in @sba.gov.

Examples

Example 1: Eligible for First Priority
# of employees 10
2019 Revenue
(April 1 – Dec 31)
$200,000
2020 Revenue
(April 1 – Dec 31)
$20,000
Total revenue/2019 10%
Example 2: Inligible for First Priority; eligible for Second Priority phase
# of employees 15
2019 Revenue
(April 1 – Dec 31)
$500,000
2020 Revenue
(April 1 – Dec 31)
$140,000
Total revenue/2019 28%
Example 3: Inligible for First & Second Priority; eligible for Third Priority phase
# of employees 42
2019 Revenue
(April 1 – Dec 31)
$750,000
2020 Revenue
(April 1 – Dec 31)
$172,000
Total revenue/2019 23%
Example 4: Inligible for First, Second & Third Priorities; eligible for Unrestricted Round
# of employees 62
2019 Revenue
(April 1 – Dec 31)
$2,750,000
2020 Revenue
(April 1 – Dec 31)
$605,000
Total revenue/2019 22%

SBA Express Bridge Loans

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loan or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for a decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.

Terms:

  • Up to $25,000
  • Fast turnaround
  • Will be repaid in full or in part by proceeds from the EIDL loan

Find an Express Bridge Loan Lender by connecting with your local SBA District Office (see also below).

Area SBA District Offices

San Antonio District Office (75.8 miles from Cuero, Texas)
SBA District Office
615 E Houston St. Suite 298
San Antonio, TX 78205
Phone: 210-403-5900
Fax: 210-403-5936
https://www.sba.gov/offices/district/tx/san-antonio
sado.email@sba.gov

Lower Rio Grande Valley District Office – Corpus Christi Branch Office (94.6 miles from Cuero, Texas)
SBA District Office
2820 S. Padre Island Dr. Suite 108
Corpus Christi, TX 78415
Phone: 361-879-0017
Fax: 361-879-0764
https://www.sba.gov/offices/district/tx/harlingen

Houston District Office (113.5 miles from Cuero, Texas)
SBA District Office
8701 S. Gessner Drive Suite 1200
Houston, TX 77074
Phone: 713-773-6500
Fax: 713-773-6550
https://www.sba.gov/offices/district/tx/houston
Houston@sba.gov

SBA Debt Relief

Overview

As part of their coronavirus debt relief efforts, the SBA will pay 6 months of principal, interest, and fees of all current 7(a), 504, and Microloans in regular servicing status, as well as new 7(a), 504, and Microloans disbursed prior to September 27, 2020. This relief is not available for Paycheck Protection Program loans or Economic Injury Disaster loans. Borrowers do not need to apply for this assistance. It will be automatically provided as follows:

  • For loans not on deferment, SBA will begin making payments with the next payment due on the loan and will make six monthly payments.
  • For loans currently on deferment, SBA will begin making payments with the next payment due after the deferment period has ended, and will make six monthly payments.
  • For loans made after March 27, 2020 and fully disbursed prior to September 27, 2020, SBA will begin making payments with the first payment due on the loan and will make six monthly payments.

SBA has notified 7(a), 504 and Microloan Lenders that it will pay these borrower loan payments. Lenders have been instructed to refrain from collecting loan payments from borrowers. If a borrower’s payment was collected after March 27, 2020, lenders were instructed to inform the borrower that they have the option of having the loan payment returned by the lender or applying the loan payment to further reduce the loan balance after SBA’s payment.

Borrowers should contact their lender if they have any questions regarding this payment relief.

Disaster Home and Business Loans

For current SBA Serviced Disaster (Home and Business) Loans: If your disaster loan was in “regular servicing” status on March 1, 2020, the SBA is providing automatic deferments through March 31, 2021.

What does an “automatic deferral” mean to borrowers?

  • Interest will continue to accrue on the loan.
  • 1201 monthly payment notices will continue to be mailed out which will reflect the loan is deferred and no payment is due.
  • The deferment will not cancel any established Pre-authorized Debit (PAD) or recurring payments on your loan. Borrowers that have established a PAD through Pay.Gov or an OnLine Bill Pay Service are responsible for canceling these recurring payments. Borrowers that had SBA establish a PAD through Pay.gov will have to contact their SBA servicing office to cancel the PAD.
  • Borrowers preferring to continue making regular payments during the deferment period may continue remitting payments during the deferment period. SBA will apply those payments normally as if there was no deferment.
  • After this automatic deferment period, borrowers will be required to resume making regular principal and interest payments. Borrowers that cancelled recurring payments will need to reestablish the recurring payment.

If you have questions about your current loan and whether or not your loan is automatically deferred, please contact your Loan Servicing Office directly using the following information:

  • Birmingham Disaster Loan Servicing Center:
    Phone: 800-736-6048
    Email: BirminghamDLSC@sba.gov
  • El Paso Disaster Loan Servicing Center:
    Phone: 800-487-6019
    Email: ElPasoDLSC@sba.gov